Solo Health Solutions · Private Insurance
Independent Private Health Insurance

Private health insurance
that actually works for you.

No marketplace restrictions. No income requirements. Real PPO coverage with predictable costs — so you always know what you'll pay before you see a doctor.

Free Consultation
Get your personalized quote in 15 minutes
Book a free call and I'll walk you through your exact options — real plans, real rates, plain English. No pressure, no obligation.
Private PPO plans starting at $329/month
Coverage available in 17 states
No open enrollment wait — start next month
Free to work with — broker fees paid by carrier
Book my free 15-minute call →

No forms · No obligation · Just answers

🛡
Licensed independent brokerage
🗺
Licensed in 17 states
🏥
Access to 75+ carriers
💰
Free to work with — always
Same-day quotes available
Private vs Marketplace

Why people are switching to
private health insurance.

Marketplace plans have their place — but if you don't qualify for subsidies, you may be paying top dollar for coverage that barely kicks in until you've spent thousands out of pocket.

Marketplace / ACA
What most people end up on
High deductibles $5,000–$8,000 before most coverage kicks in
Coinsurance on every visit 20–30% of the bill after deductible — unpredictable costs
Open enrollment restrictions Can only enroll during specific windows each year
Income-based eligibility Subsidies phase out — mid-income earners often pay full price
Surprise bills Coinsurance means you don't know your cost until after the visit
Private PPO
What private coverage offers
Low deductibles Plans available with deductibles as low as $500 individual
Flat copays — no coinsurance You know exactly what you owe before you walk in the door
Enroll any time of year No open enrollment window — coverage can start the 1st of next month
No income requirements Available regardless of income level — no means testing
Predictable, fixed costs Flat copays mean no surprise bills — ever
The benefits

Six reasons people choose
private coverage.

Private health insurance isn't right for everyone — but for the right person, it's significantly better coverage at a comparable or lower cost.

01
Nationwide PPO network
Access to one of the largest provider networks in the country. See any in-network doctor without a referral — anywhere in the US.
02
$0 telemedicine included
Unlimited virtual doctor visits at no cost — primary care, urgent care, and behavioral health, available 24 hours a day, 7 days a week.
03
$0 generic prescriptions
Most generic medications covered at zero cost through a dedicated pharmacy benefit program. No deductible required.
04
Preventive care at no cost
Annual wellness exams, preventive labs, immunizations, and cancer screenings covered at $0 — no deductible, no copay.
05
No open enrollment wait
Lost your job? Leaving COBRA? Just moved? You can enroll any time — coverage typically starts on the 1st of the following month.
06
You choose your plan
Multiple options to fit your budget and health needs. An independent broker means I work for you — not an insurance company.
Client reviews

What clients are saying.

Real feedback from real clients across the country.

"
★★★★★
The whole process was completely painless. I was dreading finding new coverage after leaving my job and was enrolled in a plan I actually understand within two days.
MR
Michael R.
New York · Self-employed
"
★★★★★
I was paying $1,800 a month on COBRA for my family. Solo Health Solutions found us a private plan for less than $1,100 with better copays. Wish I'd reached out sooner.
JT
Jennifer T.
New Jersey · Family of 4
"
★★★★★
Finally a plan where I know exactly what I'll pay before I walk into a doctor's office. The flat copays alone were worth switching. Everything was explained clearly and they followed up every step of the way.
DS
David S.
Florida · Freelancer
Solo Health Solutions
Independent Private Health Insurance

We are an independent brokerage — which means we don't work for any insurance company. We work for you. Our job is to find the private health coverage that fits your life, your health, and your budget. If a private plan isn't the right fit, we'll tell you that honestly and find something that is. We have access to 75+ carriers across 17 states and we handle everything from quote to enrollment — at no cost to you.

75+
Carriers
17
States licensed
$0
Broker fees — ever
Ready to find your plan?

Better coverage starts with
one conversation.

Free quote. No obligation. I'll find your best options and explain them in plain English — no insurance jargon, no pressure.

Book my free 15-minute call
Available in 17 states · Carrier-paid brokerage · No cost to you