Terms of Service

1. Acceptance of Terms

By accessing or using the Solo Health Solutions website at solohealthsolution.com ("Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

2. About Our Services

Solo Health Solutions LLC is a licensed independent health insurance brokerage. We provide information about private health insurance plans and connect consumers with insurance carriers. We are not an insurance carrier. Coverage is subject to carrier underwriting, state availability, and the terms of the applicable insurance policy.

3. No Coverage Guarantee

Submitting a quote request or inquiry through this Site does not constitute a binding offer of insurance coverage. Coverage is not effective until an application is approved by the carrier and the first premium payment is received. All plans are subject to health underwriting.

4. Information Accuracy

We strive to provide accurate and current information about available plans and pricing. However, plan details, rates, and availability are subject to change without notice. Always confirm current plan details directly with the carrier before enrolling.

5. SMS and Communications Consent

By submitting your phone number through our Site or lead forms, you consent to receive SMS text messages from Solo Health Solutions LLC including quotes, plan information, and follow-up communications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.

Consent to receive SMS messages is not a condition of purchase or receiving our services.

6. Broker Compensation

Solo Health Solutions LLC receives compensation from insurance carriers when clients enroll in plans. This compensation is paid by the carrier — there is no additional cost to you for our brokerage services.

7. Not Medical or Legal Advice

The information provided on this Site is for general informational purposes only and does not constitute medical, legal, or financial advice. Consult appropriate professionals for advice specific to your situation.

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

9. Limitation of Liability

To the fullest extent permitted by law, Solo Health Solutions LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this Site or our services.

10. Governing Law

These Terms of Service are governed by the laws of the State of Tennessee without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to update these Terms of Service at any time. Continued use of the Site after changes constitutes acceptance of the updated terms.